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Solar Atlas · Illinois

Is solar worth it in Chicago, IL?

A 7 kWdc rooftop array in Chicago makes about 9,159 kWh a year (NLR PVWatts, modeled) and pays back in 19.0 years at Commonwealth Edison Co’s 19.2¢/kWh residential rate (Aug 2025–Jul 2026), with no federal credit. Exports follow ComEd supply-only net metering.

41.88°N · 8.9–15.1 h daylight · site signature

Result7 KWDC · $3.00/W · 25-YR · 6.24% NOMINAL · VS UTILITY ONLY
Specific yield
1,309kWh/kWdc
PVWatts v8.5.0 · fetched 2026-09-24
Simple payback
19.0yr
on $21k, no credit
Year-one savings
$1.24k
$556 export credit
25-yr NPV
−$7.16k
after O&M, discounted
Residential rate
19.2¢/kWh
EIA · Aug 2025–Jul 2026
Used on site
42%
same hour, estimated
Production
1,309 kWh per kWdc per year · capacity factor 14.9% AC

Source: NLR PVWatts v8.5.0 (NSRDB PSM V3 GOES tmy-2020 3.2.0) — 1 kW, tilt 20°, azimuth 180°, roof mount, 14% losses · fetched 2026-09-24 · modeled, not metered

Residential rate
19.2¢/kWh · Commonwealth Edison Co

Source: EIA-861M utility average · Aug 2025–Jul 2026 · EIA Illinois average Jan–Jul 2026 19.2¢ · utility’s EIA-861 2024 average 15.2¢

Commonwealth Edison Co customers who buy supply from a competitive supplier or community choice aggregator pay delivery plus their supplier’s price; the average shown is the utility’s default (bundled) service.

Climate
hot-summer humid continental (Köppen Dfa) · 10.7 °C mean, 962 mm/yr

Source: NOAA NCEI Climate Normals 1991–2020, CHICAGO OHARE INTL AP, IL US (28.2 km away) · fetched 2026-09-24

Export
NLR PVWatts v8.5.0 · NSRDB PSM V3 GOES tmy-2020 3.2.0 · tilt 20°, roof mount, 14% losses · fetched 2026-09-24

No federal credit: the homeowner credit (§25D) ended for systems installed after 2025-12-31. A lease or PPA price may reflect the lessor’s §48E credit. 26 U.S.C. §25D(h) and (e)(8)(A) · policy as of 2026-09-24

Make it your answer

Start from your bill. Everything else is prefilled from this page and can be changed.

$/mo
AUG 2025–JUL 2026
¢/kWh
$/W

Your exact roof, or a business

The payback calculator runs hourly PVWatts at your address. The Modeler opens a grid-tied home at Chicago. A business goes to the Quote Studio with the 16.5¢/kWh commercial rate.