Build a quote

Solar Atlas · Florida

Is solar worth it in Miami, FL?

A 7 kWdc rooftop array in Miami makes about 10,862 kWh a year (NLR PVWatts, modeled) and pays back in 15.6 years at Florida Power & Light Co’s 14.7¢/kWh residential rate (Aug 2025–Jul 2026), with no federal credit. Exports follow Florida investor-owned utility net metering.

25.76°N · 10.4–13.6 h daylight · site signature

Result7 KWDC · $3.00/W · 25-YR · 6.24% NOMINAL · VS UTILITY ONLY
Specific yield
1,552kWh/kWdc
PVWatts v8.5.0 · fetched 2026-09-24
Simple payback
15.6yr
on $21k, no credit
Year-one savings
$1.48k
$842 export credit
25-yr NPV
−$3.88k
after O&M, discounted
Residential rate
14.7¢/kWh
EIA · Aug 2025–Jul 2026
Used on site
43%
same hour, estimated
Production
1,552 kWh per kWdc per year · capacity factor 17.7% AC

Source: NLR PVWatts v8.5.0 (NSRDB PSM V3 GOES tmy-2020 3.2.0) — 1 kW, tilt 20°, azimuth 180°, roof mount, 14% losses · fetched 2026-09-24 · modeled, not metered

Residential rate
14.7¢/kWh · Florida Power & Light Co

Source: EIA-861M utility average · Aug 2025–Jul 2026 · EIA Florida average Jan–Jul 2026 15.3¢ · utility’s EIA-861 2024 average 13.7¢

Exported solar
Florida investor-owned utility net metering · credited at retail

Source: Customers of Florida investor-owned utilities (e.g. FPL, Duke Energy Florida, TECO) · checked 2026-09-24

Climate
tropical monsoon (Köppen Am) · 25.2 °C mean, 1,712 mm/yr

Source: NOAA NCEI Climate Normals 1991–2020, MIAMI INTL AP, FL US (13.1 km away) · fetched 2026-09-24

Export
NLR PVWatts v8.5.0 · NSRDB PSM V3 GOES tmy-2020 3.2.0 · tilt 20°, roof mount, 14% losses · fetched 2026-09-24

No federal credit: the homeowner credit (§25D) ended for systems installed after 2025-12-31. A lease or PPA price may reflect the lessor’s §48E credit. 26 U.S.C. §25D(h) and (e)(8)(A) · policy as of 2026-09-24

Make it your answer

Start from your bill. Everything else is prefilled from this page and can be changed.

$/mo
AUG 2025–JUL 2026
¢/kWh
$/W

Your exact roof, or a business

The payback calculator runs hourly PVWatts at your address. The Modeler opens a grid-tied home at Miami. A business goes to the Quote Studio with the 11.2¢/kWh commercial rate.